For a product that isn’t debuting until 2024, Apple has said a lot about the Vision Pro, its mixed reality headset. Apple spent nearly an hour in the WWDC keynote discussing it. It has rolled out developer tools for visionOS, which has given us even more clarity about what visionOS can and can’t do.

And yet I remain firmly convinced that Apple hasn’t told us the whole story. The WWDC keynote was the time to make a first impression–but there’s half a year to go before the final story is told. As a result, Apple emphasized the features of the device that it felt would best represent the device. It emphasized the fact that it’s an augmented-reality product that keeps you connected with people around you as a way to blunt criticism that Apple’s trying to use its technology to wall people off from each other.

With the Vision Pro, there’s more to come. Here’s where I think Apple will have a much larger story to tell.

Yes, it’s really a VR headset

By defaulting to a view of the world around you and requiring that the user dial reality out via the Digital Crown, Apple sends the signal that the Vision Pro is an augmented-reality headset. But the truth is, it’s a VR headset that emulates AR, and that emulation can be dropped easily. If you don’t want to work in the very spacious rooms on display in Apple’s demo video, you can just as easily work in a virtual-reality environment.

But even more than that, app developers can create entire VR experiences within their apps. While Apple will strongly encourage apps to work in augmented reality–and if you want to walk around objects, it’s required–that won’t stop the ability for apps that do what we think of as “traditional” VR experiences.

In other words, Apple didn’t talk about VR games, the most popular category of software in existing VR hardware, but VR games will absolutely be a part of the Vision Pro experience. No, we don’t know how good Apple’s hand- and eye-tracking technology will be when it comes to the needs of various VR games. But we will certainly find out.

Yes, there will be fitness apps

Apple didn’t announce any Vision Pro integration with its Fitness+ service, which I admit was a bit of a surprise. On Meta’s headsets, apps like Supernatural and Beat Saber have gained huge followings as ways to spice up the drudgery of regular workouts.

I can’t say whether Fitness+ will appear on Vision Pro at launch–Bloomberg’s Mark Gurman suggests it won’t–but if Apple doesn’t fill the gap, someone else will. Savvy app developers will try to be the next Beat Saber. And no matter how heavy or awkward the Vision Pro might be, no matter how much sweat the Vision Pro’s 3-D-knit headband might soak in, people will try to use VR for workouts. It’s going to happen.

Yes, there will be Memoji

Apple wanted to impress everyone with the Digital Persona, a replica of your face created via an in-depth initial scan that’s animated by Vision Pro sensors looking at your eye, face, and body gestures. I found them creepy, and I definitely wasn’t the only person who used the Vision Pro at WWDC who thought so.

I’m pretty sure Apple has never intended the Digital Persona to be the only option for users who need a proxy for interaction with other people when wearing the Vision Pro. It’s technology Apple was proud of, so it showed it off as a way to boast–as well as a way of explaining how the EyeSight feature was created.

But it can’t be the only option. Let’s start with the fact that not everyone will feel comfortable using a representation of themselves as they are if they can help it. There’s a good reason why Apple’s Memoji creation interface lets you choose a wide range of characteristics, including many that don’t even exist in human beings! Or you can choose to be an animated emoji character.

And really, if we’re being honest, it’s highly likely that the entire Memoji project was an early move in the direction of avatars for the Vision Pro. Do we really think Apple’s going to insist on Digital Personas for everyone, even if they’d rather just be an elephant? Not gonna happen.

Yes, Siri will be involved

Apple’s film about the Vision Pro shows a user reading out a website address via voice at one point. It’s pretty much the only example of Apple’s voice assistant being shown with the headset. But it’s almost inconceivable that voice control won’t be a major portion of the device’s interface.

When I used the Vision Pro, there were numerous moments when I realized that rather than manipulating a virtual interface via hand gesture, I’d probably be better off just issuing a voice command. But Siri wasn’t active on our demo headsets, probably because it’s just not good enough–and because if Apple leaned into it too much, it would make the rest of the Vision Pro interface work the company has done look a little less special.

A reliance on voice control by all of those people in solitary environments, sprawled on couches or sitting in chairs, might also reinforce the antisocial nature of these devices–if you’re comfortable constantly interjecting to Siri, that implies that nobody else is within earshot–and that’s very much not the impression Apple wants to give right now.

But there’s just no way that visionOS is a platform that isn’t strongly linked to voice commands. It just makes too much sense.

Yes your other Apple devices will play a role

The Vision Pro appears to be a peer to the iPad and iPhone, capable of running iOS apps itself without any connection to those devices. Still, we didn’t see much direct integration between Apple’s most popular product and the Vision Pro.

Perhaps it won’t be there on day one, but I have a hard time believing that the iPhone won’t work tightly with Vision Pro. In macOS Sonoma, Apple’s introducing the concept of iPhone widgets that are projected right onto your Mac desktop. Why not extend that to Vision Pro? What about launching apps on your iPhone and viewing them right within Vision Pro? Maybe even more than one at a time?

Sure, you can look down and use your iPhone while using Vision Pro, but that’s always going to be a pretty limited experience. I have to think that Apple is working hard to figure out the best ways to use Continuity features to attach all of its devices to the Vision Pro–but most especially the iPhone.

The Vision Pro won’t be here for some time yet. We’ve heard Apple’s opening sales pitch, but it isn’t nearly time for the company to close the deal. There’s more to this story than we’ve heard so far. Stay tuned.

Virtual Reality

One of the joys of Touch ID on a Mac laptop is using Apple Pay without needing an iPhone or iPad at hand to validate a secure credit or debit card transaction. This was extended to M-series Macs with the Magic Keyboard with Touch ID, which allows a Mac mini, iMac, or Mac Studio to add Touch ID through a special wireless connection to an M-series Mac’s Secure Enclave module.

But some readers have found Apple Pay disabled. In  > System Preferences/Settings > Wallet & Apple Pay, macOS offers the explanation “Apple Pay has been disabled because the security settings of this Mac were modified.” Several different causes could be the root, and Apple omits one for M-series Macs in the document linked via a Learn More button in the pane–the company says it doesn’t apply, though I found in testing that it does.

Full Security on an Intel or M-Series Mac

To ensure Apple Pay works, system security must be set to Full Security on both Intel and M-series Macs. This requires restarting or starting up in recoveryOS and then using the Startup Security Utility to reset system security.

You may have downgraded security on an Intel Mac to boot off an external volume or to install some low-level drivers for third-party software. With an M-series Mac, the most likely reason is you enabled its Reduced Security mode to install a kernel extension required by some software that taps into low-level drivers, such as MacFuse or SAT SMART for drive monitoring.

With a reduced-security macOS startup, Apple may be unable to create the level of integrity it and the credit-card system requires for mobile payments that match the degree offered by a point-of-sale system accepting a chip on a card. If so, Apple Pay is disabled on the Mac. (Apple explains in technical detail how this relates to the M-series boot security policy process in this platform security document.)

There are separate paths on how to re-enable Full Security by Mac architecture type. Apple offers a full page walkthrough on reverting to Full Security with an Intel Mac with a T2 Security Chip. For an M-series Mac, look at the “Change the security policy” heading in this support document.

Other causes

Apple also suggests other causes:

• If you have a laptop, its lid must be open. This makes sense because how would you otherwise use the Touch ID sensor? There’s an exception: you can still use the sensor on a Magic Keyboard with Touch ID with an M-series Mac with the lid closed. (Apple doesn’t list this exception; I tested it, and it works.)
• A necessary security update may not have been installed. In the Software Update preference pane, click Advanced: the “Install system data files and security updates” box should be checked for automatic installation.
• Apple also notes more ambiguously that macOS disables Apple Pay “when it detects third-party software or malware that affects its ability to keep your payment information secure.”

You might wonder why Safari continues to allow you to fill in stored credit and debits cards from Safari > Preferences > Autofill if Apple Pay is disabled? Safari doesn’t perform a mobile payment transaction when it auto-fills card information—it just drops the information in without additional typing. If you’ve stored the Card Verification Code (CVC, also known as CVV and by the names), Safari will fill that in, too.

Credit-card processors that manage transactions for online retailers treat form-entered cards as among the most potentially fraudulent transactions; they don’t differentiate—nor do they have a way to—between browser auto-filled card details or those entered manually. Apple Pay mobile payments are among the least likely to be fraudulent because of the way the transaction is created and validated and are scored for risk accordingly.

Ask Mac 911

We’ve compiled a list of the questions we get asked most frequently, along with answers and links to columns: read our super FAQ to see if your question is covered. If not, we’re always looking for new problems to solve! Email yours to mac911@macworld.com, including screen captures as appropriate and whether you want your full name used. Not every question will be answered, we don’t reply to email, and we cannot provide direct troubleshooting advice.

Mac, MacOS

Threads is a new app from Meta made as a text-based offshoot of Instagram. If that sounds like yet another competitor cashing in on the Twitter turmoil like Bluesky, Mastodon, or Post, you’ve got the right idea. The existence of the app and service was first revealed a few months ago and has been in testing with lots of celebrities, brands, and influencers. You can download the Threads app from the App Store, where a preorder placeholder has been available for a couple of days.

The app is designed to get a boost from one of Meta’s most popular services, Instagram, with heavy integration between the two. Threads is listed as “an Instagram app” in its titles on app stores, and users will log in with Instagram accounts, where they can then very easily follow all the accounts they follow on Instagram. If you’re verified on Instagram, that will carry over as well.

Looking for Macworld on Threads or Instagram? We’re @Macworld_hq.

You’ll be able to post text up to 500 characters–shorter than Twitter’s new limits but much longer than the older 280-character limit–along with photos, links, and videos up to 5 minutes long.

Privacy and protocols

While the app and service is now open to the public, it’s worth pointing out that the 100-country launch does not include any within the European Union. Meta has been at odds with the EU over privacy laws for some time now, and it appears that Threads will not meet the EU’s requirements there.

Just a glance at the App Privacy label in the App Store should tell you why: Instagram (i.e. Meta) is grabbing tons of data that can be linked to you, including obvious stuff like usage data and diagnostics but also Financial Info, Contact Info, Purchase History, Heath & Fitness data, and more. Apple has protections in place to make some of this stuff opt-in, but suffice it to say that Threads is going heavy on user tracking, perhaps even more than most major social media networks do.

Meta has promised to build support for the ActivityPub protocol, the same decentralized network protocol used by Mastodon. Head of Instagram Adam Mosseri explained that it’s coming, but not in time for launch, saying, “We weren’t able to finish it for launch given a number of complications that come along with a decentralized network, but it’s coming.” You’ll one day be able to use Theads to access the “fediverse,” but for the time being Threads is just what it claims to be: “an Instagram app.”

Online Services

For a product that isn’t debuting until 2024, Apple has said a lot about the Vision Pro, its mixed reality headset. Apple spent nearly an hour in the WWDC keynote discussing it. It has rolled out developer tools for visionOS, which has given us even more clarity about what visionOS can and can’t do.

And yet I remain firmly convinced that Apple hasn’t told us the whole story. The WWDC keynote was the time to make a first impression–but there’s half a year to go before the final story is told. As a result, Apple emphasized the features of the device that it felt would best represent the device. It emphasized the fact that it’s an augmented-reality product that keeps you connected with people around you as a way to blunt criticism that Apple’s trying to use its technology to wall people off from each other.

With the Vision Pro, there’s more to come. Here’s where I think Apple will have a much larger story to tell.

Yes, it’s really a VR headset

By defaulting to a view of the world around you and requiring that the user dial reality out via the Digital Crown, Apple sends the signal that the Vision Pro is an augmented-reality headset. But the truth is, it’s a VR headset that emulates AR, and that emulation can be dropped easily. If you don’t want to work in the very spacious rooms on display in Apple’s demo video, you can just as easily work in a virtual-reality environment.

But even more than that, app developers can create entire VR experiences within their apps. While Apple will strongly encourage apps to work in augmented reality–and if you want to walk around objects, it’s required–that won’t stop the ability for apps that do what we think of as “traditional” VR experiences.

In other words, Apple didn’t talk about VR games, the most popular category of software in existing VR hardware, but VR games will absolutely be a part of the Vision Pro experience. No, we don’t know how good Apple’s hand- and eye-tracking technology will be when it comes to the needs of various VR games. But we will certainly find out.

Yes, there will be fitness apps

Apple didn’t announce any Vision Pro integration with its Fitness+ service, which I admit was a bit of a surprise. On Meta’s headsets, apps like Supernatural and Beat Saber have gained huge followings as ways to spice up the drudgery of regular workouts.

I can’t say whether Fitness+ will appear on Vision Pro at launch–Bloomberg’s Mark Gurman suggests it won’t–but if Apple doesn’t fill the gap, someone else will. Savvy app developers will try to be the next Beat Saber. And no matter how heavy or awkward the Vision Pro might be, no matter how much sweat the Vision Pro’s 3-D-knit headband might soak in, people will try to use VR for workouts. It’s going to happen.

Yes, there will be Memoji

Apple wanted to impress everyone with the Digital Persona, a replica of your face created via an in-depth initial scan that’s animated by Vision Pro sensors looking at your eye, face, and body gestures. I found them creepy, and I definitely wasn’t the only person who used the Vision Pro at WWDC who thought so.

I’m pretty sure Apple has never intended the Digital Persona to be the only option for users who need a proxy for interaction with other people when wearing the Vision Pro. It’s technology Apple was proud of, so it showed it off as a way to boast–as well as a way of explaining how the EyeSight feature was created.

But it can’t be the only option. Let’s start with the fact that not everyone will feel comfortable using a representation of themselves as they are if they can help it. There’s a good reason why Apple’s Memoji creation interface lets you choose a wide range of characteristics, including many that don’t even exist in human beings! Or you can choose to be an animated emoji character.

And really, if we’re being honest, it’s highly likely that the entire Memoji project was an early move in the direction of avatars for the Vision Pro. Do we really think Apple’s going to insist on Digital Personas for everyone, even if they’d rather just be an elephant? Not gonna happen.

Yes, Siri will be involved

Apple’s film about the Vision Pro shows a user reading out a website address via voice at one point. It’s pretty much the only example of Apple’s voice assistant being shown with the headset. But it’s almost inconceivable that voice control won’t be a major portion of the device’s interface.

When I used the Vision Pro, there were numerous moments when I realized that rather than manipulating a virtual interface via hand gesture, I’d probably be better off just issuing a voice command. But Siri wasn’t active on our demo headsets, probably because it’s just not good enough–and because if Apple leaned into it too much, it would make the rest of the Vision Pro interface work the company has done look a little less special.

A reliance on voice control by all of those people in solitary environments, sprawled on couches or sitting in chairs, might also reinforce the antisocial nature of these devices–if you’re comfortable constantly interjecting to Siri, that implies that nobody else is within earshot–and that’s very much not the impression Apple wants to give right now.

But there’s just no way that visionOS is a platform that isn’t strongly linked to voice commands. It just makes too much sense.

Your other Apple devices will probably be more involved

The Vision Pro appears to be a peer to the iPad and iPhone, capable of running iOS apps itself without any connection to those devices. Still, we didn’t see much direct integration between Apple’s most popular product and the Vision Pro.

Perhaps it won’t be there on day one, but I have a hard time believing that the iPhone won’t work tightly with Vision Pro. In macOS Sonoma, Apple’s introducing the concept of iPhone widgets that are projected right onto your Mac desktop. Why not extend that to Vision Pro? What about launching apps on your iPhone and viewing them right within Vision Pro? Maybe even more than one at a time?

Sure, you can look down and use your iPhone while using Vision Pro, but that’s always going to be a pretty limited experience. I have to think that Apple is working hard to figure out the best ways to use Continuity features to attach all of its devices to the Vision Pro–but most especially the iPhone.

The Vision Pro won’t be here for some time yet. We’ve heard Apple’s opening sales pitch, but it isn’t nearly time for the company to close the deal. There’s more to this story than we’ve heard so far. Stay tuned.

Virtual Reality

LockBit has recently been targeting Apple Silicon in its ransomware attacks. Now it claims to have successfully gone after TSMC, the manufacturer that makes Apple Silicon processors.According to TechCrunch, TSMC confirmed the data breach after the LockBit group publicized that its hack. The ransom demanded to prevent the stolen data being published is $70 million — but TSMC says the Russian-linked gang did not succeed in getting any of its data.

Read more…

]]> https://www.latest-apple-news.com/2023/06/29/save-your-my-photo-stream-images-before-apple-shuts-it-down/ Thu, 29 Jun 2023 19:02:44 +0000 https://macdailynews.com/?p=263939 Apple's "My Photo Stream" is shutting down on July 26, 2023. As part of this transition, new photo uploads to My Photo Stream from…

The post Save your My Photo Stream images before Apple shuts it down appeared first on MacDailyNews. Apple’s “My Photo Stream” is shutting down on July 26, 2023. My Photo Stream was Apple’s first attempt at allowing users to sync photos across all of their devices linked to a single iCloud account. Originally named “Photo Stream,” unveiled at WWDC on June 6, 2011 and released to the public with iOS 5 on October 12, 2011 (six days after Steve Jobs’ death on October 5th), the service came along with the basic iCloud service which allows users to store the most recent 1,000 photos on the iCloud servers for up to 30 days free of charge.

As part of this transition, new photo uploads to My Photo Stream from your devices will stop one month before, on June 26, 2023. Any photos uploaded to the service before that date will remain in iCloud for 30 days from the date of upload and will be available to any of your devices where My Photo Stream is currently enabled. By July 26, 2023, there will be no photos remaining in iCloud, and the service will be shut down.

Until June 26, 2023, My Photo Stream uploads your most recent photos (except Live Photos) so that you can view and import them to all of your devices. Photos are stored in My Photo Stream for 30 days. In contrast, iCloud Photos uploads all of your photos and videos to iCloud and keeps them up to date across your devices.

The photos in My Photo Stream are already stored on at least one of your devices, so as long as you have the device with your originals, you won’t lose any photos as part of this process. If a photo you want isn’t already in your library on a particular iPhone, iPad, or Mac, make sure that you save it to your library on that device.

Moving forward, iCloud Photos is the best way to keep the photos and videos you take up to date across all your devices and safely stored in iCloud.

How to save photos currently in My Photo Stream:
If your photos currently in My Photo Stream aren’t already in your library, you can save them to your device.

On your iPhone, iPad, or iPod touch:
1. Open Photos and tap Albums.
2. Tap My Photo Stream > Select.
3. Tap the photos that you want to save, then tap the Share button > Save Image.

On your Mac:
1. Open the Photos app, then open the My Photo Stream album.
2. Select any photos you want to save that aren’t currently in your photo library.
3. Drag them from the My Photo Stream album to your Library.

How to set up iCloud Photos:

You can turn on iCloud Photos on any iPhone with iOS 8.3 or later, iPad with iPadOS 8.3 or later, or Mac with OS X Yosemite or later. After that, you can view your photos and videos in the Photos app on your iPhone, iPad, Mac, Apple TV, iCloud.com, and even sync them to a Windows PC using iCloud for Windows.

MacDailyNews Note: You can turn on iCloud Photos on any iPhone with iOS 8.3 or later, iPad with iPadOS 8.3 or later, or Mac with OS X Yosemite or later. After that, you can view your photos and videos in the Photos app on your iPhone, iPad, Mac, Apple TV, iCloud.com, and even sync them to a Windows PC using iCloud for Windows.

Learn how to set up iCloud Photos on all of your devices here.

Please help support MacDailyNews. Click or tap here to support our independent tech blog. Thank you!

Support MacDailyNews at no extra cost to you by using this link to shop at Amazon.

The post Save your My Photo Stream images before Apple shuts it down appeared first on MacDailyNews.

]]> https://www.latest-apple-news.com/2023/06/29/save-your-my-photo-stream-images-before-apple-shuts-it-down-2/ Thu, 29 Jun 2023 19:02:44 +0000 https://macdailynews.com/?p=263939 Apple's "My Photo Stream" is shutting down on July 26, 2023. As part of this transition, new photo uploads to My Photo Stream from…

The post Save your My Photo Stream images before Apple shuts it down appeared first on MacDailyNews. Apple’s “My Photo Stream” is shutting down on July 26, 2023. My Photo Stream was Apple’s first attempt at allowing users to sync photos across all of their devices linked to a single iCloud account. Originally named “Photo Stream,” unveiled at WWDC on June 6, 2011 and released to the public with iOS 5 on October 12, 2011 (six days after Steve Jobs’ death on October 5th), the service came along with the basic iCloud service which allows users to store the most recent 1,000 photos on the iCloud servers for up to 30 days free of charge.

As part of this transition, new photo uploads to My Photo Stream from your devices will stop one month before, on June 26, 2023. Any photos uploaded to the service before that date will remain in iCloud for 30 days from the date of upload and will be available to any of your devices where My Photo Stream is currently enabled. By July 26, 2023, there will be no photos remaining in iCloud, and the service will be shut down.

Until June 26, 2023, My Photo Stream uploads your most recent photos (except Live Photos) so that you can view and import them to all of your devices. Photos are stored in My Photo Stream for 30 days. In contrast, iCloud Photos uploads all of your photos and videos to iCloud and keeps them up to date across your devices.

The photos in My Photo Stream are already stored on at least one of your devices, so as long as you have the device with your originals, you won’t lose any photos as part of this process. If a photo you want isn’t already in your library on a particular iPhone, iPad, or Mac, make sure that you save it to your library on that device.

Moving forward, iCloud Photos is the best way to keep the photos and videos you take up to date across all your devices and safely stored in iCloud.

How to save photos currently in My Photo Stream:
If your photos currently in My Photo Stream aren’t already in your library, you can save them to your device.

On your iPhone, iPad, or iPod touch:
1. Open Photos and tap Albums.
2. Tap My Photo Stream > Select.
3. Tap the photos that you want to save, then tap the Share button > Save Image.

On your Mac:
1. Open the Photos app, then open the My Photo Stream album.
2. Select any photos you want to save that aren’t currently in your photo library.
3. Drag them from the My Photo Stream album to your Library.

How to set up iCloud Photos:

You can turn on iCloud Photos on any iPhone with iOS 8.3 or later, iPad with iPadOS 8.3 or later, or Mac with OS X Yosemite or later. After that, you can view your photos and videos in the Photos app on your iPhone, iPad, Mac, Apple TV, iCloud.com, and even sync them to a Windows PC using iCloud for Windows.

MacDailyNews Note: You can turn on iCloud Photos on any iPhone with iOS 8.3 or later, iPad with iPadOS 8.3 or later, or Mac with OS X Yosemite or later. After that, you can view your photos and videos in the Photos app on your iPhone, iPad, Mac, Apple TV, iCloud.com, and even sync them to a Windows PC using iCloud for Windows.

Learn how to set up iCloud Photos on all of your devices here.

Please help support MacDailyNews. Click or tap here to support our independent tech blog. Thank you!

Support MacDailyNews at no extra cost to you by using this link to shop at Amazon.

The post Save your My Photo Stream images before Apple shuts it down appeared first on MacDailyNews.

]]> https://www.latest-apple-news.com/2023/06/23/apple-in-talks-to-launch-apple-pay-and-apple-card-in-india/ Fri, 23 Jun 2023 12:57:14 +0000 https://macdailynews.com/?p=263798 Apple is reportedly in talks with banks and regulators in India to launch Apple Pay and its credit card, Apple Card. The company's CEO…

The post Apple in talks to launch Apple Pay and Apple Card in India appeared first on MacDailyNews. Apple is reportedly in talks with banks and regulators in India to launch Apple Pay and its credit card, Apple Card. The company’s CEO, Tim Cook, met with HDFC Bank CEO and MD Sashidhar Jagdishan during his trip to India in April.

Two sources familiar with the matter said that Apple is looking for a partner bank in India to issue Apple Card. The company is also seeking regulatory approval from the Reserve Bank of India (RBI).

Apple Card is a co-branded credit card issued by Goldman Sachs and Apple. It was launched in the United States in 2019. The card offers a number of features that are designed to appeal to consumers, including no annual fee, no late fees, and daily cash rewards.

If Apple is able to launch Apple Card in India, it would be a major coup for the company. India is a huge market with a growing middle class. Apple Card could appeal to a lot of Indian consumers who are looking for a credit card with a good rewards program and no annual fee.

However, there are still a number of challenges that Apple will need to overcome before it can launch Apple Card in India. The company will need to find a partner bank that is willing to work with it, and it will need to get regulatory approval from the RBI.

Anand J for Moneycontrol:

The technology giant is also holding discussions with the National Payments Corporation of India (NPCI) to possibly launch Apple Pay in the country, a third source told Moneycontrol. It is not clear whether these discussions are regarding its credit card being powered by NPCI’s Rupay platform or whether this is for Unified Payments Interface (UPI). The advantage of launching a Rupay Credit Card is that it can be linked to UPI as well. In India, only banks are allowed to launch credit cards. UPI allows customers to make seamless and fast payments by scanning QR codes through mobile phones.

The Cupertino-based tech giant had also held discussions with the Reserve Bank of India (RBI) on the modalities of the card, Moneycontrol has learned. According to one of the sources mentioned above, the regulator has asked Apple to follow the regular procedure for co-branded credit cards, without offering any special consideration for the company.

According to the sources, Apple is looking to launch its Apple Card, a co-branded credit card with HDFC Bank in the country. The discussions are in the early stages and a decision has not been arrived at, the sources added. The nature of the discussion, as well as when Apple intends to launch this in India, could not be determined.

Apple was looking at significant deviations from the standard co-branded credit card model in India, one of the sources said. It is not clear whether the company is willing to make those compromises in order to launch the card in India, the source added…

Unlike in the US, Apple cannot bring a plain card with just Apple’s logo and the customer’s name on the front. The regulations will require that Apple takes the back seat and the bank will take the driver’s seat. The Goldman Sachs name and Mastercard also appear on the backside of the Apple Card in the US. The card also does not have any card number printed on it. These are not liberties that Apple can take in India as per the current co-branded credit card regulations in India.

MacDailyNews Take: While it might not be as pretty (or secure*, due to outmoded government regulations), Apple Card will eventually launch in India, as will Apple Pay.

*The physical Apple Card is a laser-etched titanium card with no visible number anywhere. With no card number, CVV security code, expiration date, or signature on the card, Apple Card is more secure than any other physical credit card. All this information is easily accessible in Wallet for use in apps and on websites.

Please help support MacDailyNews. Click or tap here to support our independent tech blog. Thank you!

Support MacDailyNews at no extra cost to you by using this link to shop at Amazon.

The post Apple in talks to launch Apple Pay and Apple Card in India appeared first on MacDailyNews.

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