Try Cardpointers: https://cardpointers.com/fern93/
Apple Card may be headed for its biggest change since launch.
According to reports, JPMorgan Chase has reached an agreement to take over the Apple Card program from Goldman Sachs, marking a major shift in Apple’s financial services strategy. While the deal hasn’t been formally announced yet, this move would place one of the largest co-branded credit card programs in the world under the control of the biggest bank in the U.S.
Best Apple Deals:
iPad mini: https://amzn.to/4ssd6r9
M4 MacBook Air: https://amzn.to/4pmYtCQ
M4 Mac mini: https://amzn.to/4q5hhYi
A16 iPad: https://amzn.to/49kON5Q
AirPods Pro: https://amzn.to/3N3CIKW
4 pack AirTags: https://amzn.to/4qH8rjF
Subscribe to our Podcast
https://www.youtube.com/playlist?list=PLP3DOW_eX2AwO_whrINOi-TuAdgsSR83i
https://podcasts.apple.com/us/podcast/9to5mac-overtime/id1727206360
Subscribe to the channel!
https://youtube.com/@9to5Mac?sub_confirmation=1
Follow me on X: @nandoprince93
📦 Other tech I like:
The $2 Airtag: https://9to5toys.com/2024/11/25/heres-how-to-get-an-airtag-for-just-2/
iMac mini m4: https://amzn.to/3B5Kleg ($529, Normally $599)
M2 MacBook Air: https://amzn.to/3VcDlTq ($749, normally $999)
M3 Macbook Air: https://amzn.to/3ZcWrtX ($844, normally $1099)
M4 MacBook Pro 14: https://amzn.to/3B1CjD6 ($1749, Normally $1999)
iPad 10th Gen: https://amzn.to/49bKkC6 ($259, Normally $349)
iPad mini 7th Gen: https://amzn.to/3ZrPVkd ($459, Normally $499)
iPad Air 11: https://amzn.to/415W6vP ($499, $599)
Apple Pencil:
Apple Watch SE: https://amzn.to/4idQDJc ($149, Normally $249)
Series 10: https://amzn.to/3CQ3ZLM ($359, Normally $429)
AW Ultra Ocean: https://amzn.to/3ZqPbvM ($719, Normally $800)
AirPods Pro: https://amzn.to/4i7na3H ($153, Normally $249)
AirTags: https://amzn.to/3Z9RpP0 ($72, Normally $99)
⏱️ Chapters:
00:00 – Chase Reaches Agreement to Take Over Apple Card
00:21 – Apple Card Overview & $20B in Balances
00:40 – The Bigger Debt Picture in the U.S.
00:56 – Why the Deal Isn’t Official Yet
01:14 – Apple Card Isn’t Going Away
01:33 – Why Chase Wants Apple Card Users
01:48 – Apple Card’s Loyal Fan Base Explained
02:04 – How Chase Can Upsell Apple Card Customers
02:19 – Why Apple Needs a Bank Like Chase
02:38 – Goldman Sachs’ Apple Card Problem
02:59 – Goldman’s Consumer Banking Experiment
03:14 – Subprime Exposure & Delinquency Issues
03:29 – Goldman’s $7B Loss Explained
03:51 – Why This Was a Bad Partnership
04:06 – The $1 Billion Discount Detail
04:20 – Why This Is a Win for Chase
04:34 – What We Know So Far for Apple Card Users
04:47 – Apple Card Perks & Cash Back Breakdown
05:25 – Apple Card 0% Financing Explained
05:40 – Apple Savings Account & Chase Concerns
05:55 – High-Yield Savings vs Chase Rates
06:10 – Choice for Existing Apple Savings Users
06:29 – What New Apple Card Applicants Should Expect
06:42 – Personal Take: Chase Ecosystem Advantages
07:07 – Who Won the Apple Card Deal?
07:42 – Why Apple Card Surviving Matters
08:01 – Apple Card as a Learning Tool
08:25 – Will Apple Card Change Under Chase?
08:37 – Final Thoughts & Subscribe
08:51 – Outro
#AppleCard #Chase #AppleNews
